Bankruptcy mill attorney ads are all over television. They bring you in, and churn your chapter 7 case through. Are your personal finances unique? Are they different from your neighbor? That is not how one Cleveland bankruptcy mill views you. How do I know this? Recently Cleveland bankruptcy attorney William Balena has had a number of clients leave that particular bankruptcy mill, and retain him.
People who switch attorneys are really nothing new. It usually has to do with some level of dissatisfaction. The biggest reason is that the lawyer will not return your calls. The bigger the operation, the more likely you will slip through the cracks. That is precisely what happened to one poor woman.
She gave all her money from her tax refund to file a bankruptcy. That was it. Never spoke with a Cleveland bankruptcy attorney No contact from the firm for over 5 months. 5 months of sleeping on the floor. She did not even have a mattress. She finally confided in a trusted friend who helped her fire the bankruptcy mill. Yes, you can fire a lawyer. Her trusted friend brought her to Cleveland bankruptcy attorney William Balena. She is now a client and inserted into our practice management system. She is under way.
What had me most amazed is the paperwork she gave me from the mill. They took virtually no information to prepare the bankruptcy petition. They sent her a letter (after she fired them) asking her to come in for a signing appointment. The letter gave her a list of all the things she needed to bring in with her, with instructions on how to obtain the pre-petition credit counseling certificate. She also had to bring in the $299 filing fee in cash or money order. Her check is not good enough in the bankruptcy mill. Their check apparently is. They only refunded a fraction of the good money she paid them, by check.
The documents requested are most of the things Cleveland bankruptcy attorney William Balena needs you to bring in on the first day to evaluate your situation and determine which bankruptcy, if any, is best for you, and how much it will cost. The last day is a bit late. The assumption at the bankruptcy mill is apparently a chapter 7 is best, and just what you and everyone else needs. Who cares about your individual circumstances?
The bankruptcy mill advertises on television. They are a volume operation. For this to be profitable each case has to fit nicely into the system. Every peg is round, and it goes into a round hole, unless of course they lose your peg. Then you sleep on the cold, hard floor for 5 months hoping each time you turn over that your nameless, faceless bankruptcy mill attorney is doing something for you.
The funny thing is, the difference in fees between Cleveland bankruptcy attorney William Balena and this bankruptcy mill attorney is just a few hundred dollars. That is the difference of having individual attention by an experienced bankruptcy attorney looking for your best option.