http://ohiobankruptcysource.com Cleveland Area Bankruptcy Attorney Who Gets People Out Of Debt Fri, 03 Feb 2012 23:51:42 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 http://ohiobankruptcysource.com/401k-payroll-deduction-reduce-chapter-13-plan-payment/ http://ohiobankruptcysource.com/401k-payroll-deduction-reduce-chapter-13-plan-payment/#comments Fri, 10 Jun 2011 19:22:19 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1769 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } You can use your 401k payroll deduction to reduce your chapter 13 plan payment dollar for dollar. It may be hard to believe, but you may be part of the community who has excess income for bankruptcy purposes. Excess income is determined in the following ways: The good-faith income test In a chapter 13 the... Related posts:

1. 10 Tips To Start Your Converted Chapter 13 Right
2. Bankruptcy Lets You Keep 401k
3. Chapter 13 Pay Order in Cleveland

]]> http://ohiobankruptcysource.com/401k-payroll-deduction-reduce-chapter-13-plan-payment/feed/ 0 http://ohiobankruptcysource.com/foreclosure-rescue-fraud/ http://ohiobankruptcysource.com/foreclosure-rescue-fraud/#comments Fri, 03 Jun 2011 16:46:40 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1730 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } Foreclosure rescue fraud is not something you should be paying money into if you are behind on your mortgage, and receive a foreclosure complaint in the mail. I understand. You are panicking and scared. You do not know where to turn. The mortgage is six months behind. The postman just delivered a huge packet of... Related posts:

1. Six Ways To Identify a Foreclosure Rescue Scam
2. House Did Not Sell At Foreclosure Sale Date
3. How Long Can I Stay In My House During Foreclosure?

]]> http://ohiobankruptcysource.com/foreclosure-rescue-fraud/feed/ 0 http://ohiobankruptcysource.com/streamlined-mortage-loan-modification-approval-cleveland-chapter-13-cases/ http://ohiobankruptcysource.com/streamlined-mortage-loan-modification-approval-cleveland-chapter-13-cases/#comments Fri, 27 May 2011 02:07:20 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1704 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } Mortgage loan modification approval has been streamlined in Cleveland chapter 13 cases.  If you are a debtor in the Northern District of Ohio in Cleveland, the court and trustee created an expedited procedure to approve your mortgage loan modification.  This is hot off the presses.  Each player in the process as a separate role to... Related posts:

1. Remove Mortgage with Chapter 13
2. Cleveland Chapter 13 and a New Car
3. Chapter 13 Pay Order in Cleveland

]]> http://ohiobankruptcysource.com/streamlined-mortage-loan-modification-approval-cleveland-chapter-13-cases/feed/ 0 http://ohiobankruptcysource.com/will-codebtor-stay-protect-your-cosigner/ http://ohiobankruptcysource.com/will-codebtor-stay-protect-your-cosigner/#comments Mon, 21 Feb 2011 13:00:34 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1464 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } A co-debtor stay will protect your cosigner if you take the proper steps.  Your buddy or relative asked you to cosign so he could get a loan.  He now needs to file a bankruptcy.  You heard the filing can protect you.  You first need to understand how it can happen. He must file a Chapter... Related posts:

1. C is for Cosigner
2. Bankruptcy and your Cosigner
3. How Long the Automatic Stay Lasts in Chapter 7 Bankruptcy

]]> http://ohiobankruptcysource.com/will-codebtor-stay-protect-your-cosigner/feed/ 1 http://ohiobankruptcysource.com/chapter-13-dismissed-repo-man/ http://ohiobankruptcysource.com/chapter-13-dismissed-repo-man/#comments Fri, 11 Feb 2011 13:00:48 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1392 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } You need to avoid the repo man if your chapter 13 case is dismissed.  Previously I discussed the things that can happen if your chapter 13 case is dismissed.  I think you will agree that the worst result is the loss of your car.  We are not in the kind of community where owning a... Related posts:

1. Chapter 13 Can Be Dismissed
2. Bankruptcy and your Cosigner
3. Dismiss Chapter 13 For Lack of Feasibility

]]> http://ohiobankruptcysource.com/chapter-13-dismissed-repo-man/feed/ 0 http://ohiobankruptcysource.com/chapter-13-can-be-dismissed/ http://ohiobankruptcysource.com/chapter-13-can-be-dismissed/#comments Wed, 09 Feb 2011 13:00:34 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1384 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } Chapter 13 cases can be dismissed following confirmation while they are pending.  Normally this step is taken by the Chapter 13 trustee himself.  When he does money is the issue.  For some reason you have might failed to make plan payments when due.  Commonly it happens if you or your spouse loses a job or... Related posts:

1. Chapter 13 Dismissed? Avoid The Repo Man
2. Dismiss Chapter 13 For Lack of Feasibility
3. Conversion of your Chapter 13 Bankruptcy

]]> http://ohiobankruptcysource.com/chapter-13-can-be-dismissed/feed/ 1 http://ohiobankruptcysource.com/10-tips-to-start-your-converted-chapter-13/ http://ohiobankruptcysource.com/10-tips-to-start-your-converted-chapter-13/#comments Fri, 04 Feb 2011 13:00:25 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1346 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } Your chapter 7 case is now a converted chapter 13. How did you get to this point? Normally you filed a chapter 7 case. After review the United States Trustee  decided keeping your case a chapter 7 is presumed to be abusive. In English, please? After crunching the numbers on your means test someone decided... Related posts:

1. Chapter 13 Pay Order in Cleveland
2. Chapter 7 Bankruptcy Meeting in Cleveland; 5 Tips
3. Dismiss Chapter 13 For Lack of Feasibility

]]> http://ohiobankruptcysource.com/10-tips-to-start-your-converted-chapter-13/feed/ 0 http://ohiobankruptcysource.com/unresponsive-bankruptcy-lawyer/ http://ohiobankruptcysource.com/unresponsive-bankruptcy-lawyer/#comments Wed, 27 Oct 2010 03:41:00 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1175 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } What can you do if you have an unresponsive bankruptcy lawyer not returning your calls?  Two clients had this problem with another bankruptcy lawyer.  Each case involving an unresponsive bankruptcy lawyer concerned people in chapter 13 cases.  Both were represented by the same attorney. What were the situations?  Each chapter 13 plan had been confirmed... Related posts:

1. Do I Really Need To Hire A Bankruptcy Lawyer?

]]> http://ohiobankruptcysource.com/unresponsive-bankruptcy-lawyer/feed/ 1 http://ohiobankruptcysource.com/chapter-13-case-information-internet-access/ http://ohiobankruptcysource.com/chapter-13-case-information-internet-access/#comments Thu, 20 May 2010 17:10:01 +0000 Bill Balena http://ohiobankruptcysource.com/?p=715 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } Chapter 13 Case Information is now available to clients over the internet.  It will no longer be necessary for you to call my office to check status of your pending case, and to have to wait for me to obtain it.  This is a service to debtors–that’s you, and is made available on a nationwide... No related posts.]]> http://ohiobankruptcysource.com/chapter-13-case-information-internet-access/feed/ 0 http://ohiobankruptcysource.com/cleveland-chapter-13-and-a-new-car/ http://ohiobankruptcysource.com/cleveland-chapter-13-and-a-new-car/#comments Mon, 19 Apr 2010 16:59:42 +0000 Bill Balena http://ohiobankruptcysource.com/?p=622 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } A New Car in Chapter 13? Need a new car?  Are you currently in a Chapter 13 case in Cleveland?  Let’s face it, things wear out.  I’m not talking about us.  Chances are that if you are in a chapter 13 case you probably don’t have the latest model car, or the car you have... Related posts:

1. File Bankruptcy And Get A New Car.
2. Chapter 13 Bankruptcy in Cleveland
3. Chapter 13 Pay Order in Cleveland

]]> http://ohiobankruptcysource.com/cleveland-chapter-13-and-a-new-car/feed/ 1