Chapter 13 Case Information is now available to clients over the internet. It will no longer be necessary for you to call my office to check status of your pending case, and to have to wait for me to obtain it. This is a service to debtors–that’s you, and is made available on a nationwide…
A New Car in Chapter 13? Need a new car? Are you currently in a Chapter 13 case in Cleveland? Let’s face it, things wear out. I’m not talking about us. Chances are that if you are in a chapter 13 case you probably don’t have the latest model car, or the car you have…
Conversion of Chapter 13 Case Chapter 13 case is confirmed. You have been making your plan payments faithfully then from out of the blue some disaster or emergency strikes. Everything changes: You or your spouse are laid off One or both of you lose a job Illness or Disability of someone at home You again…
Lack of Feasibility: The New Chapter 13 Wrinkle Feasibility issues. The Chapter 13 Trustee for the Cleveland division of the bankruptcy court has increasingly been filing motions to dismiss confirmed chapter13 cases. The latest issue: the plan is not feasible. What on earth does this mean? For a plan to be confirmed in a chapter…
Your chapter 13 case is filed. This means that your chapter 13 plan proposes you pay from your income on a monthly basis. This does not mean you just make one payment a month and all is well. The plain fact is that you are likely in this mess precisely because you did not make…
Chapter 13 is a different kind of Bankruptcy. When most people think about bankruptcy they have a chapter 7 in mind. A chapter 13 case is the consumer version of the type of bankruptcy that has been in the news so much that corporations file. A chapter 7 is a “liquidation,” while this chapter is…
In the past week I have had consultations with two different people concerning the same issue from opposite sides. The problem involves cosigning. One is a young man who has had some difficulty over the past years with buying and keeping cars. The other was a parent who cosigned for an adult child. In both…