I am a Cleveland bankruptcy attorney. You have seen various places on this site that I refer to myself as such. You probably have seen that my office is located in the heart of downtown Elyria. When you first found my site you likely searched with some geographical limitation.
In their extreme wisdom and benevolence, the search engines brought you to me. You may not be looking for a Cleveland bankruptcy attorney. There is a simple and honest explanation for this. It all has to do with geography. You see, cases in Ohio are split in two. Cases in our neck of the woods are handled by the bankruptcy court for the Northern District of Ohio. I will leave you to guess what they called the one for the southern part of the state.
The Northern District of Ohio is again split into divisions. For the purposes of my clients the Split is like this (although more counties are included):
- Cleveland Division serves citizens in Cuyahoga County, Lake County and Lorain County;
- Akron Division serves people who live in Summit county and Medina County;
- Toledo Division serves you if you live in Huron County, and Erie County. For those who live in Vermilion, the county line slices the city in two. Your bankruptcy case can go to Cleveland, but your neighbor across the street will go to Toledo. Of course Toledo handles all the counties west of Erie County, but I don’t draw clients for those areas.
The vast majority of my clients have their cases heard in Cleveland. That means the meeting of creditors is in Cleveland, and if there are any court hearings, those are heard in Cleveland as well.
One of the most common responses I hear from clients is shock when they discover they will have to go to Cleveland for the bankruptcy proceedings. They ask, “Why don’t they do them in Lorain County?” There is an easy and historical answer to this. At one time the Black River was the line between Cuyahoga and Erie County. In those days the federal district courts had already been established. Lorain County came into being after that party was over.
That is why you have to drive to Cleveland for your case, and that is why I am a Cleveland bankruptcy attorney. It is the bankruptcy court I go to most.