Financial Fatigue is a term I first heard this year from economists on television. You know, one of those stations on cable that my son refers to as economic pornography. The talking heads were explaining why in-store sales are so good this holiday season.
Consumers have taken the bad economy to heart. Those that could cut credit card purchasing way back. Debt free became a popular concept. They have been using debit cards instead of credit cards. This means that consumers have been trying to live within their means. That is no fun for the stores, and no fun for the consumer according to them. Living a “pay with cash” lifestyle takes work and discipline. The notion that it takes hard work has given rise to the term financial fatigue.
Their belief is that everyone is bone tired of the work of doing the right thing. People want the euphoria of buying nice things that are beyond their reach, and to break free of the hum drum to go into debt for them. Spending frivolously, and using credit cards is the cure for financial fatigue.
Isn’t it nice they have given a painful name, like financial fatigue, to being responsible? Do you want to be tired? Not me. I bet you don’t either. Doing what is right is often not easy. Can you think of a better way to wake up than to spend money you don’t have? Not just spending money, but to break free by going into more debt for things that you don’t really need. If you buy things and use your credit cards, you are a good American. You make the economy chug forward.
Imagine how alive you can feel by being not only debt free, but by having real investments and the real freedom that brings. You do not need some fools on television telling you are tired. We are all tired, but we can be financially alive. That means instead of financial fatigue, you can be debt free, awake and alive. You can be in a position to take life as it comes, buying only what you need, when you want it. More debt will never get you there.
More attorneys playing the bankruptcy alphabet game:
- Omaha and Lincoln, Nebraska Bankruptcy Attorney, Ryan D. Caldwell says F is for Family Farmer/Fisherman.
- New York Bankruptcy Lawyer, Jay S. Fleischman says F is for Future Flow Agreement .
- Northern California Bankruptcy Lawyer, Cathy Moran says F is for First .
- Jacksonville, Florida Bankruptcy Attorney, J. Dinkins G. Grange says F is for Forms .
- Colorado Springs Bankruptcy Attorney Bob Doig says F is for Foreclosure .
- Kauai Bankruptcy Attorney, Stuart Ing says F is for Foreclosure too .
- Los Angeles Bankruptcy Attorney, Mark J. Markus says F is for Forgiveness of Debt .
- Philadelphia Suburban Bankruptcy Lawyer, Chris Carr MBA says F is for Failure .
- Philadelphia Bankruptcy Attorney, Kim Coleman wants you to learn that F is for Fraud.
- Jacksonville Bankruptcy Attorney, Monica D. Shepard also writes that F is for Foreclosure.
- Livonia, Michigan Bankruptcy Attorney, Peter Behrmann talks about F is for Free Consultation.
- Michigan Bankruptcy Attorney Kurt OKeefe believes F is for Bankruptcy Attorney Fees.
- Los Angeles Bankruptcy Law Monitor, Christine Wilton thinks F is for Fear.
- Miami Bankruptcy Attorney, Dorota Trzeciecka tells you about Filing Requirements.