http://ohiobankruptcysource.com Cleveland Area Bankruptcy Attorney Who Gets People Out Of Debt Thu, 17 May 2012 11:00:54 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 http://ohiobankruptcysource.com/parking-for-bankruptcy-court-cleveland/ http://ohiobankruptcysource.com/parking-for-bankruptcy-court-cleveland/#comments Thu, 17 May 2012 11:00:54 +0000 Bill Balena http://ohiobankruptcysource.com/?p=2813 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } The rules have changed for parking to go to bankruptcy court in Cleveland. Two years ago I wrote an article for this site on my secret parking places when I go to court. Bad news. The rules have changed for the worse. Cleveland now has a casino. They had the nerve to put it right... Related posts:

1. 3 Parking Secrets for Cleveland Meeting of Creditors
2. Top 5 Speed Traps On The Way to Cleveland Bankruptcy Court
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]]> http://ohiobankruptcysource.com/parking-for-bankruptcy-court-cleveland/feed/ 0 http://ohiobankruptcysource.com/employer-not-deducting-enough-for-my-pay-order/ http://ohiobankruptcysource.com/employer-not-deducting-enough-for-my-pay-order/#comments Wed, 16 May 2012 11:30:29 +0000 Bill Balena http://ohiobankruptcysource.com/?p=2792 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } In each chapter 13 case I will get a phone call that goes something like this:  “Hello, Mr. Balena?”  “This is Sample Client. You filed a chapter 13 for me.”  “My pay check deduction is not enough for my plan payment.” Why would you as a client even suspect that? The pay order approved by... Related posts:

1. Chapter 13 Pay Order in Cleveland
2. Chapter 13 Pay Order Fail
3. 401k Payroll Deduction To Reduce Chapter 13 Plan Payment

]]> http://ohiobankruptcysource.com/employer-not-deducting-enough-for-my-pay-order/feed/ 0 http://ohiobankruptcysource.com/chapter-13-pay-order-fail/ http://ohiobankruptcysource.com/chapter-13-pay-order-fail/#comments Tue, 15 May 2012 18:08:53 +0000 Bill Balena http://ohiobankruptcysource.com/?p=2782 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } A failure to follow a chapter 13 pay order is something I have witnessed twice within the past year.  On one occasion it was on the debtor, and the other time it was on the employer. In each instance there was a confirmed plan and a pay order in effect. In one situation the employer... Related posts:

1. Chapter 13 Pay Order in Cleveland
2. Employer Not Deducting Enough For Pay Order
3. 401k Payroll Deduction To Reduce Chapter 13 Plan Payment

]]> http://ohiobankruptcysource.com/chapter-13-pay-order-fail/feed/ 0 http://ohiobankruptcysource.com/suggestion-of-bankruptcy/ http://ohiobankruptcysource.com/suggestion-of-bankruptcy/#comments Thu, 26 Apr 2012 18:32:14 +0000 Bill Balena http://ohiobankruptcysource.com/?p=2765 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } How do your proclaim to the debt collection world that you are now protected by an automatic stay from the bankruptcy court? Your first step should be a suggestion of bankruptcy. This is a device you will use for legal proceedings such as: Garnishment Bank attachment Pending law suit Foreclosure Judgments against you A Suggestion... Related posts:

1. 5 Ways To Pay For Bankruptcy With Active Garnishemnt
2. Bankruptcy 7 Ultra Fast Filing
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]]> http://ohiobankruptcysource.com/suggestion-of-bankruptcy/feed/ 0 http://ohiobankruptcysource.com/keep-your-401k-where-it-is/ http://ohiobankruptcysource.com/keep-your-401k-where-it-is/#comments Tue, 24 Apr 2012 01:55:55 +0000 Bill Balena http://ohiobankruptcysource.com/?p=2745 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } Years back I had a man who had his DWI reduced and he failed the driver intervention program. He failed on the first question of the test. They asked, “What is the first thing you do when you get into your car?” His answer:  ”Turn on the jams (radio).” Lacks a certain amount of common... Related posts:

1. Keep Your 401k and File Bankruptcy
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]]> http://ohiobankruptcysource.com/keep-your-401k-where-it-is/feed/ 0 http://ohiobankruptcysource.com/end-of-alphabet/ http://ohiobankruptcysource.com/end-of-alphabet/#comments Fri, 06 Apr 2012 18:22:44 +0000 Bill Balena http://ohiobankruptcysource.com/?p=2734 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } I am at the end of the bankruptcy alphabet. If you have been checking out my site for the past 3 months you will notice that I have been writing on topics starting with A and ending with Z. 26 different posts in alphabetical order. I have written over 11,000 words during that time. Originally... Related posts:

1. End Unemployment In Small Steps

]]> http://ohiobankruptcysource.com/end-of-alphabet/feed/ 0 http://ohiobankruptcysource.com/z-for-zero-pay-plan/ http://ohiobankruptcysource.com/z-for-zero-pay-plan/#comments Thu, 05 Apr 2012 14:51:30 +0000 Bill Balena http://ohiobankruptcysource.com/?p=2710 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } A fee only chapter 13 plan is one in which there is zero or very little money to pay creditors in a chapter 13 plan. It is not to be confused with a zero percent plan where secured and priority creditors are paid, but general unsecured creditors get nothing. Why would anyone propose such an... Related posts:

1. 5 Ways To Pay For Bankruptcy With Active Garnishemnt
2. 401k Payroll Deduction To Reduce Chapter 13 Plan Payment
3. Chapter 13 Pay Order in Cleveland

]]> http://ohiobankruptcysource.com/z-for-zero-pay-plan/feed/ 0 http://ohiobankruptcysource.com/y-for-your-bankruptcy-trustee/ http://ohiobankruptcysource.com/y-for-your-bankruptcy-trustee/#comments Wed, 04 Apr 2012 18:13:11 +0000 Bill Balena http://ohiobankruptcysource.com/?p=2696 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } Your bankruptcy trustee does not work for the court. It is a common public misconception that he does. When you file bankruptcy normally your only contact with the system is the meeting of creditors. The assigned bankruptcy case trustee presides over it. The creditor meeting is a part of your case that is required by... Related posts:

1. I is for Involuntary Bankruptcy

]]> http://ohiobankruptcysource.com/y-for-your-bankruptcy-trustee/feed/ 1 http://ohiobankruptcysource.com/x-for-xantusiidae/ http://ohiobankruptcysource.com/x-for-xantusiidae/#comments Tue, 03 Apr 2012 16:18:29 +0000 Bill Balena http://ohiobankruptcysource.com/?p=2689 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } The repo man is one of the best reasons to see a bankruptcy lawyer. I have run into two situations lately that deserve comment here. The first involved a former client. I did two chapter 13 cases, the last of which he converted to chapter 7. He had the same motorcycle through both cases. He... Related posts:

1. Chapter 13 Dismissed? Avoid The Repo Man
2. Bankruptcy and your Cosigner
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]]> http://ohiobankruptcysource.com/x-for-xantusiidae/feed/ 0 http://ohiobankruptcysource.com/w-for-wage-garnishment/ http://ohiobankruptcysource.com/w-for-wage-garnishment/#comments Tue, 03 Apr 2012 02:50:15 +0000 Bill Balena http://ohiobankruptcysource.com/?p=2675 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } Wage garnishment is a legal collection procedure that is not allowed in some states. Don’t you feel privileged to live in Ohio? Our lawmakers want to make this a safe and prosperous place for banks and collection lawyers. Never mind that you and I are the same fools who put them in office term after... No related posts.]]> http://ohiobankruptcysource.com/w-for-wage-garnishment/feed/ 0