Tag Archive: automatic stay

Suggestion of Bankruptcy

How do your proclaim to the debt collection world that you are now protected by an automatic stay from the bankruptcy court? Your first step should be a suggestion of bankruptcy. This is a device you will use for legal proceedings such as: Garnishment Bank attachment Pending law suit Foreclosure Judgments against you A Suggestion…

A is for Arrest

Can they arrest you for not paying a bill? Bill collectors are now outsourced globally just like any other customer service. And since they are not in the United States, they are ignoring standard American bill collection laws, procedure, and protections. What are your greatest fears about bill collectors? There are two illegal tactics and…

How Long the Automatic Stay Lasts in Chapter 7 Bankruptcy

automatic stay chapter 7 bankruptcy

You file for Chapter 7 bankruptcy to get a discharge of your debts. You’re worried about how long it’s going to take for the case to go through the court system because you want to be rid of the problems as quickly as possible. The good news is that, in most cases, filing the case…

Will Co-Debtor Stay Protect Your Cosigner?

A co-debtor stay will protect your cosigner if you take the proper steps.  Your buddy or relative asked you to cosign so he could get a loan.  He now needs to file a bankruptcy.  You heard the filing can protect you.  You first need to understand how it can happen. He must file a Chapter…

What To Do About A Bank Attachment In Ohio

If you are being sued it is very important to know what to do about a bank attachment in Ohio.  What is a bank attachment?  It is the nastiest weapon someone can use against you if you are sued.  It allows anyone with a judgment to enter your bank accounts and take funds you are not using…

How Long Can I Stay In My House During Foreclosure?

One of the first things I am asked by a chapter 7 or a chapter 13 bankruptcy client is:  “How long will I be able to stay in my house during Foreclosure?  Once you fall behind in payments the mere hint of the word from your Mortgage Loan Company or loan servicing company stirs the…

File Bankruptcy And Get A New Car.

File Bankruptcy and get a new car. Heard it before haven’t you?  Doesn’t even sound right, does it? Even worse, you’ve heard about, or you have seen other people who file bankruptcy, and the next thing you know they are tooling around town in a brand new car. How can all this be? They are…

Is your cheap bankruptcy attorney doing what you need?

Have you ever wondered what your cheap bankruptcy attorney is really doing for you?   You worked real hard to find the most inexpensive lawyer to file for bankruptcy.  During your search did you notice that the noise from these guys is all the same? Stop collection calls Stop Garnishment Stop Foreclosure Stop Lawsuits Stop…

Divorce And Bankruptcy

A couple going through divorce often find it helpful to include a bankruptcy as part of the plan to divide assets.  At one time the main thrust of a divorce case was to decide: who gets custody of the kids, in Ohio we are politically correct. These are parental rights. Who gets to pay child…

How long does a Bankruptcy Case take?

How long does a bankruptcy discharge take?  This is one of the first questions any client asks.  To answer your question, from filing to finish a typical chapter 7 case takes just over 90 days in Cleveland.   That is from date of filing to discharge, to closing the case. The interesting thing is though, the…