Tag Archive: bankruptcy discharge

Financial Management Course To Get Bankruptcy Discharge

Financial Management Course for Bankruptcy Discharge The Financial Management course is the final step you must take to get your bankruptcy discharge.  Congress in its infinite, politically motivated wisdom decided that you should take two courses.   One to qualify to file for bankruptcy, and the other to qualify for your bankruptcy discharge.  Each is a…

Bankruptcy or Credit Repair?

Can credit repair save me from bankruptcy? We have been conditioned to take responsibility for what we have done. Have you ever heard the old adage, “You made your bed now sleep in it?”  How about the Puritan work ethic of hard work and thrift being the path to success?  Or lessons from your childhood…

Bankruptcy and your Cosigner

In the past week I have had consultations with two different people concerning the same issue from opposite sides.  The problem involves cosigning.  One is a young man who has had some difficulty over the past years with buying and keeping cars.  The other was a parent who cosigned for an adult child.  In both…

How long does a Bankruptcy Case take?

How long does a bankruptcy discharge take?  This is one of the first questions any client asks.  To answer your question, from filing to finish a typical chapter 7 case takes just over 90 days in Cleveland.   That is from date of filing to discharge, to closing the case. The interesting thing is though, the…

Bankruptcy Eliminates BMV Reinstatement Fees

You can discharge your Ohio BMV reinstatement fees in bankruptcy!  That’s right.  For the cost of hiring Elyria Bankruptcy attorney Bill Balena you can get rid of your Ohio BMV reinstatement fees along with all your other bills.  Sorry your fines, costs and restitution you might have run up getting the fees aren’t included. Exactly…