Unauthorized practice of law is an offense that is sometimes committed in bankruptcy. When it happens it is rarely intentional on the part of the debtors. In fact I personally never seen a person or organization prosecuted for this at any level. That is significant because I started my career as a city prosecuting attorney,…
Honesty is the bedrock your bankruptcy case is built upon. At nearly every step of the way you will be asked to attest or to swear to writings or to oral statements. On the third page of the bankruptcy petition you will sign a statement that the information in the petition is true and accurate. …
Your signature declaration is the most important form Cleveland bankruptcy attorney, William Balena will file with the court for you. You probably wonder, “How can a paper that is not part of the petition package be so important?” Cleveland bankruptcy attorney, William Balena will file your bankruptcy case electronically over the internet. When I do…
A co-debtor stay will protect your cosigner if you take the proper steps. Your buddy or relative asked you to cosign so he could get a loan. He now needs to file a bankruptcy. You heard the filing can protect you. You first need to understand how it can happen. He must file a Chapter…
How bad can it be when you lie in bankruptcy? The process of having your debts discharged is very serious. Although the bankruptcy process for a chapter 7, or a chapter 13 does not seem long, much happens during that time. It is expected that you honestly complete and file the petition. It is also…
What if you lie in your bankruptcy petition? The bankruptcy process is designed to give honest debtors relief from their bills. Honesty is the bedrock of the process. Clients are often concerned that someone will come into their home to inventory their things. The bankruptcy trustee and the court certainly have the power to make…
File Bankruptcy and get a new car. Heard it before haven’t you? Doesn’t even sound right, does it? Even worse, you’ve heard about, or you have seen other people who file bankruptcy, and the next thing you know they are tooling around town in a brand new car. How can all this be? They are…
It is still necessary for you to sign your bankruptcy petition even in the era of electronic case filing. In its infinite wisdom, congress decided that you must sign an original bankruptcy petition. That signed petition is not filed with the court. We call this the wet signature. Since I have unlimited space, and don’t…
Chapter 13 Case Information is now available to clients over the internet. It will no longer be necessary for you to call my office to check status of your pending case, and to have to wait for me to obtain it. This is a service to debtors–that’s you, and is made available on a nationwide…