The rules have changed for parking to go to bankruptcy court in Cleveland. Two years ago I wrote an article for this site on my secret parking places when I go to court. Bad news. The rules have changed for the worse. Cleveland now has a casino. They had the nerve to put it right…
Years back I had a man who had his DWI reduced and he failed the driver intervention program. He failed on the first question of the test. They asked, “What is the first thing you do when you get into your car?” His answer: ”Turn on the jams (radio).” Lacks a certain amount of common…
I am at the end of the bankruptcy alphabet. If you have been checking out my site for the past 3 months you will notice that I have been writing on topics starting with A and ending with Z. 26 different posts in alphabetical order. I have written over 11,000 words during that time. Originally…
A fee only chapter 13 plan is one in which there is zero or very little money to pay creditors in a chapter 13 plan. It is not to be confused with a zero percent plan where secured and priority creditors are paid, but general unsecured creditors get nothing. Why would anyone propose such an…
Your bankruptcy trustee does not work for the court. It is a common public misconception that he does. When you file bankruptcy normally your only contact with the system is the meeting of creditors. The assigned bankruptcy case trustee presides over it. The creditor meeting is a part of your case that is required by…
The repo man is one of the best reasons to see a bankruptcy lawyer. I have run into two situations lately that deserve comment here. The first involved a former client. I did two chapter 13 cases, the last of which he converted to chapter 7. He had the same motorcycle through both cases. He…
Wage garnishment is a legal collection procedure that is not allowed in some states. Don’t you feel privileged to live in Ohio? Our lawmakers want to make this a safe and prosperous place for banks and collection lawyers. Never mind that you and I are the same fools who put them in office term after…
Venue in bankruptcy court is the location in which your case will be filed and heard. Just like anything else this is controlled by a provision of the bankruptcy code. The rules for venue are simple. Venue is proper in the judicial district where for the 180 days prior to filing your petition you have…
Unauthorized practice of law is an offense that is sometimes committed in bankruptcy. When it happens it is rarely intentional on the part of the debtors. In fact I personally never seen a person or organization prosecuted for this at any level. That is significant because I started my career as a city prosecuting attorney,…