Tag Archive: Bankruptcy

Is A Yellow Pages Bankruptcy Attorney For You?

Yellow pages bankruptcy lawyers, rejoice! The new phone book came yesterday. Before the internet I looked forward to the visit from the telephone book sales rep. That was the moment I started planning what my law firm would be doing for the coming year. A change in practice area always began here. This was about…

Why I Need So Many Pay Stubs

Pay stubs. It is all bankruptcy is about. When I send you the bankruptcy interview information I ask for pay stubs, or at least a printout of your pay from your employer for the last six whole months. Do you think that is enough? Not by a long shot. The purpose of this discussion is…

Do You Need To Attend The Meeting Of Creditors?

You need to attend the meeting of creditors. I am amazed that this would even be a question in a bankruptcy case. It does come up though. You spend loads of time coming up with papers to prepare your petition. Once we have it together you come to the office for a signing appointment which…

More Chapter 13 Math

You can calculate your unsecured creditor payment in chapter 13.  This is the gist of your case. Your plan of reorganization is characterized by the percentage that this class of creditors will receive. When I talk with the chapter 13 trustee about your plan it is described as the percentage to be paid to unsecured…

Parking for Bankruptcy Court in Cleveland

The rules have changed for parking to go to bankruptcy court in Cleveland. Two years ago I wrote an article for this site on my secret parking places when I go to court. Bad news. The rules have changed for the worse. Cleveland now has a casino. They had the nerve to put it right…

Suggestion of Bankruptcy

How do your proclaim to the debt collection world that you are now protected by an automatic stay from the bankruptcy court? Your first step should be a suggestion of bankruptcy. This is a device you will use for legal proceedings such as: Garnishment Bank attachment Pending law suit Foreclosure Judgments against you A Suggestion…

End of the Alphabet

I am at the end of the bankruptcy alphabet. If you have been checking out my site for the past 3 months you will notice that I have been writing on topics starting with A and ending with Z. 26 different posts in alphabetical order. I have written over 11,000 words during that time. Originally…

Z is for Zero Pay Plan

A fee only chapter 13 plan is one in which there is zero or very little money to pay creditors in a chapter 13 plan. It is not to be confused with a zero percent plan where secured and priority creditors are paid, but general unsecured creditors get nothing. Why would anyone propose such an…

Y is for Your Bankruptcy Trustee

Your bankruptcy trustee does not work for the court. It is a common public misconception that he does. When you file bankruptcy normally your only contact with the system is the meeting of creditors. The assigned bankruptcy case trustee presides over it. The creditor meeting is a part of your case that is required by…