Euphoria is what has likely gotten you into the debt that will lead to bankruptcy. It is a state of pleasure or satisfaction. Brain studies show that anticipating a purchase triggers a larger dopamine release than actually receiving the same item. Let me give you some examples of how it works. When I was young,…
The classic wealth formula applies more than ever to you if you file bankruptcy. You don’t know what the wealth formula is? I am talking about the one that comics often spoof when making jokes about generating wealth. It is: Buy Low In order to take advantage of this concept you will have to change…
A New Car in Chapter 13? Need a new car? Are you currently in a Chapter 13 case in Cleveland? Let’s face it, things wear out. I’m not talking about us. Chances are that if you are in a chapter 13 case you probably don’t have the latest model car, or the car you have…