If you are a spouse. a former spouse or an ex the bankruptcy code has something for you! You figure into the scheme of things in a variety of ways. For more topic specific explanations click the links within each paragraph: Present spouse Joint bankruptcy filing Married couples can file a bankruptcy case, even if…
Ex husband or wife filed bankruptcy and they were supposed to pay the bills. Now you are being sued, your are wages garnished, or you are suffering a bank attachment or bank garnishment, or all of the above. You need to follow the lead of one of my favorite movies, Blazing Saddles. The sheriff is…
Who is Joe Tackett and why should you care that he is unleashed? I first met Joe when he was a young lawyer working for a collection law firm in Cleveland representing the bad guys at creditor meetings in chapter 7 bankruptcy cases. His professional life has gone from police officer, to attorney, and to…
If you have a Lorain County child support license suspension for not paying your child support, here is information you need now! Many people in Ohio are unaware of the existence of the Ohio Administrative Code (OAC). The best way to conceptualize this is as a rulebook for Ohio laws. The state house and senate…
Are you separated or in divorce from your spouse and you both need to file joint bankruptcy? What should you do? The simple answer is that as long as you are still married you can file a joint bankruptcy with your husband or wife. The chapter 7 petition and schedules have always been set up…
Divorce, illness and medical bills, and car accident account for the majority of the reasons people come to my office asking about bankruptcy. I call these the big three of bankruptcy. Each is an upheaval in life for which no one budgets. If you listen to your congressman, or the talking heads on the radio…
Do you have current divorce obligations that you cannot pay? At one time these types of debts, so long as they were not child support, alimony or spousal support were easily discharged in a chapter 7 bankruptcy. In 2001 I filed a bankruptcy for a divorced mother. She received a business in the divorce that…
A couple going through divorce often find it helpful to include a bankruptcy as part of the plan to divide assets. At one time the main thrust of a divorce case was to decide: who gets custody of the kids, in Ohio we are politically correct. These are parental rights. Who gets to pay child…
2 Free Chapter 7 bankruptcy consultations, same question: This past week I had free chapter 7 bankruptcy consultation with two very different women. Each of them had serious debt problems. Each needed to file for chapter 7 bankruptcy. Each was the result of basic mistakes in handling their finances. What pushed them toward bankruptcy was…