Are debts left off included in my Bankruptcy? Clients frequently call me sometime after they file for bankruptcy concerned that they left off a bill or two. Bankruptcy is an incredibly paper intensive proceeding. When you first plan to become a client you are instructed on what to bring to my office to prepare your…
You received your W-2’s. You filed your taxes. You have a big tax refund coming. This year you are tired of using the whole thing to pay bills. Chapter 7 Bankruptcy is a serious option. You want to keep your refund. You worked hard, you earned it. Why should you have to give it away? …
Have you thought of cashing out your 401k instead of filing bankruptcy? The plan says you can always take a loan, or get the money if it is a hardship. If stopping the bill collectors isn’t a hardship, what is? Need breathing room, don’t you? Put your foot on the brake! Your 401k is not an…