Tag Archive: File for Bankruptcy

H is for Honesty

Honesty is the bedrock your bankruptcy case is built upon.  At nearly every step of the way you will be asked to attest or to swear to writings or to oral statements.  On the third page of the bankruptcy petition you will sign a statement that the information in the petition is true and accurate. …

C is for Cosigner

Your cosigner has some big problems if you file bankruptcy. First of all let’s talk about who a cosigner is. Remember when you couldn’t get that loan unless someone signed the loan for you? Most typically this involves car loans, or if you had been arrested, a bail bond. When someone signs with or for…

Location Independent Law Office

My location independent law office protects you. Why? Very recently the law firm of a very close friend suffered disaster. For some unknown reason, one of the exterior walls of the office building cracked and the bricks crashed into the street. True to form, the local city government jumped into action. They posted signs on…

Child Support Driving Suspension Amnesty Returns To Lorain County

September is Amnesty Month

Driving suspension amnesty for Lorain County is here again! The last time they did this was in March, 2011.  Then they gave it the cutesy name of “march madness.”   They might think that losing your license is cute because your employer shut down or cut your hours, but it is not a joke. The thing…

Bankruptcy Mill. One Size Fits None

Bankruptcy mill attorney ads are all over television.  They bring you in, and churn your chapter 7 case through.  Are your personal finances unique?  Are they different from your neighbor?  That is not how one Cleveland bankruptcy mill views you.  How do I know this?  Recently Cleveland bankruptcy attorney William Balena has had a number…

House Did Not Sell At Foreclosure Sale Date

Foreclosure sale date has passed, and your house does not sell. How can that happen?  Is it even possible?  Not only is it possible, but it is becoming more and more common in Northeast Ohio.  It is no shock that home values in this area have dropped continuously since 2008.  The rest of the country…

5 Ways To Pay For Bankruptcy With Active Garnishemnt

Pay for your bankruptcy with a garnishment coming out of your paycheck.  Here are 5 ways.  Think back.  Your employer hands you a garnishment notice.  D-Day is here.  You’ve put off filing bankruptcy for months.  It’s one of those things that is easy to do.  Now you need to file.  There is no tomorrow. From…

5 Steps to Rid Yourself Of Debt Without Bankruptcy, Really?

Avoid bankruptcy in 5 steps.  That is what the Finance Talking Hub says is a recent blog post.  The person posing this question wants to start a business, but they do not want to file bankruptcy.  I can handle that.  In reality who wants to file if they don’t have to?  None of my clients…

Cleveland Bankruptcy Attorney

I am a Cleveland bankruptcy attorney.  You have seen various places on this site that I refer to myself as such.  You probably have seen that my office is located in the heart of downtown Elyria.  When you first found my site you likely searched with some geographical limitation. In their extreme wisdom and benevolence,…

Ex filed bankruptcy. What can you do?

Ex husband or wife filed bankruptcy and they were supposed to pay the bills.  Now you are being sued, your are wages garnished, or you are suffering a bank attachment or bank garnishment, or all of the above. You need to follow the lead of one of my favorite movies, Blazing Saddles. The sheriff is…