Northern Ohio Bankruptcy InformationForeclosure | Northern Ohio Bankruptcy Information

Northern Ohio Bankruptcy InformationForeclosure | Northern Ohio Bankruptcy Information http://ohiobankruptcysource.com Cleveland Area Bankruptcy Attorney Who Gets People Out Of Debt Fri, 03 Feb 2012 23:51:42 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Q is for Quitclaim http://ohiobankruptcysource.com/q-for-quitclaim/ http://ohiobankruptcysource.com/q-for-quitclaim/#comments Wed, 01 Feb 2012 18:44:00 +0000 Bill Balena http://ohiobankruptcysource.com/?p=2468 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } A quitclaim deed, discharge and a bank walk away. What do these items have in common? For me, nothing, that is until this past week. On Monday different clients came in to my office with the same conundrum. Clients with Discharge and Bank Walk Away Each received a bankruptcy discharge. I allowed neither to reaffirm... Related posts:

House Did Not Sell At Foreclosure Sale Date

]]> http://ohiobankruptcysource.com/q-for-quitclaim/feed/ 2 N is for Never http://ohiobankruptcysource.com/n-for-never/ http://ohiobankruptcysource.com/n-for-never/#comments Fri, 27 Jan 2012 17:39:59 +0000 Bill Balena http://ohiobankruptcysource.com/?p=2418 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } You finally decide to file bankruptcy. I do not expect you to be a lawyer, or to even know the law. There are two things you should never ever do financially, especially in the lead up to bankruptcy. Each basically involves debt consolidation instead of bankruptcy. When should you do them? NEVER! The things you... Related posts:

]]> http://ohiobankruptcysource.com/n-for-never/feed/ 1 J is for Judicial Lien http://ohiobankruptcysource.com/j-for-judicial-lien/ http://ohiobankruptcysource.com/j-for-judicial-lien/#comments Sat, 31 Dec 2011 01:43:56 +0000 Bill Balena http://ohiobankruptcysource.com/?p=2325 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } A judicial lien is a little surprise Ohio law has for you if you lose a lawsuit in Lorain County. Remember those guys who run for State office every four years? They promise you everything and anything to get your vote. Then they deliver to the credit card companies, banks, and pay day lenders who... Related posts:

]]> http://ohiobankruptcysource.com/j-for-judicial-lien/feed/ 5 House Did Not Sell At Foreclosure Sale Date http://ohiobankruptcysource.com/foreclosure-sale-date-and-your-house-does-not-sellle/ http://ohiobankruptcysource.com/foreclosure-sale-date-and-your-house-does-not-sellle/#comments Mon, 22 Aug 2011 12:30:46 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1974 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } Foreclosure sale date has passed, and your house does not sell. How can that happen? Is it even possible? Not only is it possible, but it is becoming more and more common in Northeast Ohio. It is no shock that home values in this area have dropped continuously since 2008. The rest of the country... Related posts:

]]> http://ohiobankruptcysource.com/foreclosure-sale-date-and-your-house-does-not-sellle/feed/ 1 Foreclosure Rescue Fraud, Don’t Fall For It! http://ohiobankruptcysource.com/foreclosure-rescue-fraud/ http://ohiobankruptcysource.com/foreclosure-rescue-fraud/#comments Fri, 03 Jun 2011 16:46:40 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1730 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } Foreclosure rescue fraud is not something you should be paying money into if you are behind on your mortgage, and receive a foreclosure complaint in the mail. I understand. You are panicking and scared. You do not know where to turn. The mortgage is six months behind. The postman just delivered a huge packet of... Related posts:

]]> http://ohiobankruptcysource.com/foreclosure-rescue-fraud/feed/ 0 Six Ways To Identify a Foreclosure Rescue Scam http://ohiobankruptcysource.com/six-ways-identify-foreclosure-rescue-scam/ http://ohiobankruptcysource.com/six-ways-identify-foreclosure-rescue-scam/#comments Wed, 16 Feb 2011 13:00:02 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1447 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } How can you identify a foreclosure rescue scam? It’s true. You need help to save your home. Lots of people are offering to help. You see adds on TV, and you are getting letters in the mail. They all say the same thing: Do not file bankruptcy. That is the last thing you want to... Related posts:

]]> http://ohiobankruptcysource.com/six-ways-identify-foreclosure-rescue-scam/feed/ 0 Be The Best Bankruptcy Client http://ohiobankruptcysource.com/be-the-best-bankruptcy-client/ http://ohiobankruptcysource.com/be-the-best-bankruptcy-client/#comments Tue, 14 Sep 2010 16:09:06 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1084 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } “How can I be your best bankruptcy client?” This is one of two questions recently posed to me. Every Cleveland bankruptcy attorney can tell you about his worst client. That one is simple. Rarely when you visit a Cleveland bankruptcy lawyer are you at your best. The normal client will be extremely emotional as we... Related posts:

Bankruptcy 7 Ultra Fast Filing

]]> http://ohiobankruptcysource.com/be-the-best-bankruptcy-client/feed/ 2 How Long Can I Stay In My House During Foreclosure? http://ohiobankruptcysource.com/how-long-can-i-stay-in-my-house-during-foreclosure/ http://ohiobankruptcysource.com/how-long-can-i-stay-in-my-house-during-foreclosure/#comments Mon, 06 Sep 2010 02:14:37 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1065 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } One of the first things I am asked by a chapter 7 or a chapter 13 bankruptcy client is: “How long will I be able to stay in my house during Foreclosure? Once you fall behind in payments the mere hint of the word from your Mortgage Loan Company or loan servicing company stirs the... Related posts:

]]> http://ohiobankruptcysource.com/how-long-can-i-stay-in-my-house-during-foreclosure/feed/ 1 Foreclosure After the Sheriff Sale http://ohiobankruptcysource.com/foreclosure-after-the-sheriff-sale/ http://ohiobankruptcysource.com/foreclosure-after-the-sheriff-sale/#comments Thu, 02 Sep 2010 19:33:32 +0000 Bill Balena http://ohiobankruptcysource.com/?p=1049 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } photo credit: Casey Serin Many clients want to know what happens in a Lorain County or a Cuyahoga County foreclosure after the sheriff sale. Is the case over? The simple answer to that is, “No.” At a minimum after the sheriff sale the plaintiff, normally the lawyer for the bank will file a confirmation of... Related posts:

]]> http://ohiobankruptcysource.com/foreclosure-after-the-sheriff-sale/feed/ 0 Remove Mortgage with Chapter 13 http://ohiobankruptcysource.com/remove-mortgage-with-chapter-13/ http://ohiobankruptcysource.com/remove-mortgage-with-chapter-13/#comments Thu, 15 Jul 2010 14:58:23 +0000 Bill Balena http://ohiobankruptcysource.com/?p=877 #leftcontainerBox { float:left; position: absolute; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { height: 30px; width:50%; padding-top:1px; } #bottomcontainerBox .buttons { float:left; height: 30px; margin:4px 4px 4px 4px; } Chapter 13 bankruptcy is still a real and viable way to save your home. At this time the bankruptcy courts do not have the legal authority to do a loan modification for your primary residence. However that is not the case for second mortgages, third mortgages or equity lines of credit. I am not talking... Related posts:

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