Chapter 13 bankruptcy is still a real and viable way to save your home. At this time the bankruptcy courts do not have the legal authority to do a loan modification for your primary residence. However that is not the case for second mortgages, third mortgages or equity lines of credit. I am not talking…
If the property you rent is in foreclosure, you now have rights! On May 20, 2009 the, “Helping Families Save Their Homes Act of 2009″ was signed into law at the federal level. This act addresses the rights of renters or tenants who lease property that is in foreclosure. Over the past few years I…
Need your chapter 7 bankruptcy filed in court fast? If you need to file chapter 7 in a hurry, you are in the right place. Bill Balena is approved by the Bankruptcy Court in Cleveland, Akron, and Toledo to file your bankruptcy case electronically. The courts switched to ECF (electronic case filing) a few years…
Chapter 13 is a different kind of Bankruptcy. When most people think about bankruptcy they have a chapter 7 in mind. A chapter 13 case is the consumer version of the type of bankruptcy that has been in the news so much that corporations file. A chapter 7 is a “liquidation,” while this chapter is…