Years back I had a man who had his DWI reduced and he failed the driver intervention program. He failed on the first question of the test. They asked, “What is the first thing you do when you get into your car?” His answer: ”Turn on the jams (radio).” Lacks a certain amount of common…
Wage garnishment is a legal collection procedure that is not allowed in some states. Don’t you feel privileged to live in Ohio? Our lawmakers want to make this a safe and prosperous place for banks and collection lawyers. Never mind that you and I are the same fools who put them in office term after…
“How can I be your best bankruptcy client?” This is one of two questions recently posed to me. Every Cleveland bankruptcy attorney can tell you about his worst client. That one is simple. Rarely when you visit a Cleveland bankruptcy lawyer are you at your best. The normal client will be extremely emotional as we…
Have you ever wondered what your cheap bankruptcy attorney is really doing for you? You worked real hard to find the most inexpensive lawyer to file for bankruptcy. During your search did you notice that the noise from these guys is all the same? Stop collection calls Stop Garnishment Stop Foreclosure Stop Lawsuits Stop…
Need your chapter 7 bankruptcy filed in court fast? If you need to file chapter 7 in a hurry, you are in the right place. Bill Balena is approved by the Bankruptcy Court in Cleveland, Akron, and Toledo to file your bankruptcy case electronically. The courts switched to ECF (electronic case filing) a few years…
If the postman brings you a letter by certified mail, don’t sign for it! When is the last time good news came by certified mail? Ever? I didn’t think so. Caller id taught that you don’t have to answer every phone call. You don’t have to sign for certified mail either. Let’s think about…