In each chapter 13 case I will get a phone call that goes something like this: “Hello, Mr. Balena?” “This is Sample Client. You filed a chapter 13 for me.” “My pay check deduction is not enough for my plan payment.” Why would you as a client even suspect that? The pay order approved by…
A failure to follow a chapter 13 pay order is something I have witnessed twice within the past year. On one occasion it was on the debtor, and the other time it was on the employer. In each instance there was a confirmed plan and a pay order in effect. In one situation the employer…
Fired for Bankruptcy Filing, NO! Will my boss find out about my bankruptcy? That is the burning question everyone who comes to my office for the free consultation asks. This is always a concern for anyone filing a chapter 7 . In a chapter 13 the pay order guarantees that someone at work, probably in…
Your chapter 13 case is filed. This means that your chapter 13 plan proposes you pay from your income on a monthly basis. This does not mean you just make one payment a month and all is well. The plain fact is that you are likely in this mess precisely because you did not make…