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	<title>Northern Ohio Bankruptcy Informationplan | Northern Ohio Bankruptcy Information</title>
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	<description>Cleveland Area Bankruptcy Attorney Who Gets People Out Of Debt</description>
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		<title>401k Payroll Deduction To Reduce Chapter 13 Plan Payment</title>
		<link>http://ohiobankruptcysource.com/401k-payroll-deduction-reduce-chapter-13-plan-payment/</link>
		<comments>http://ohiobankruptcysource.com/401k-payroll-deduction-reduce-chapter-13-plan-payment/#comments</comments>
		<pubDate>Fri, 10 Jun 2011 19:22:19 +0000</pubDate>
		<dc:creator>Bill Balena</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[chapter 13 plan]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[payroll deduction]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[reduce plan payment]]></category>

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You can use your 401k payroll deduction to reduce your chapter 13 plan payment dollar for dollar. It may be hard to believe, but you may be part of the community who has excess income for bankruptcy purposes. Excess income is determined in the following ways: The good-faith income test In a chapter 13 the...
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<li><a href='http://ohiobankruptcysource.com/file-bankruptcy-keep-your-401k/' rel='bookmark' title='Bankruptcy Lets You Keep 401k'>Bankruptcy Lets You Keep 401k</a></li>
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		<title>Remove Mortgage with Chapter 13</title>
		<link>http://ohiobankruptcysource.com/remove-mortgage-with-chapter-13/</link>
		<comments>http://ohiobankruptcysource.com/remove-mortgage-with-chapter-13/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 14:58:23 +0000</pubDate>
		<dc:creator>Bill Balena</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[File for Bankruptcy]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[modify]]></category>
		<category><![CDATA[Modify Mortgage]]></category>
		<category><![CDATA[plan]]></category>

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Chapter 13 bankruptcy is still a real and viable way to save your home.  At this time the bankruptcy courts do not have the legal authority to do a loan modification for your primary residence.  However that is not the case for second mortgages, third mortgages or equity lines of credit.  I am not talking...
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		<title>Dismiss Chapter 13 For Lack of Feasibility</title>
		<link>http://ohiobankruptcysource.com/dismiss-chapter-13-for-lack-of-feasibility/</link>
		<comments>http://ohiobankruptcysource.com/dismiss-chapter-13-for-lack-of-feasibility/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 02:39:25 +0000</pubDate>
		<dc:creator>Bill Balena</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[chapter 13 plan]]></category>
		<category><![CDATA[confirmation]]></category>
		<category><![CDATA[feasibility]]></category>
		<category><![CDATA[Motion to Dismiss]]></category>
		<category><![CDATA[plan]]></category>

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Lack of Feasibility: The New Chapter 13 Wrinkle Feasibility issues.  The Chapter 13 Trustee for the Cleveland division of the bankruptcy court has increasingly been filing motions to dismiss confirmed chapter13 cases.  The latest issue:  the plan is not feasible.  What on earth does this mean?  For a plan to be confirmed in a chapter...
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<li><a href='http://ohiobankruptcysource.com/401k-payroll-deduction-reduce-chapter-13-plan-payment/' rel='bookmark' title='401k Payroll Deduction To Reduce Chapter 13 Plan Payment'>401k Payroll Deduction To Reduce Chapter 13 Plan Payment</a></li>
<li><a href='http://ohiobankruptcysource.com/chapter-13-pay-order-cleveland/' rel='bookmark' title='Chapter 13 Pay Order in Cleveland'>Chapter 13 Pay Order in Cleveland</a></li>
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