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Tag Archive: Prepetition Credit Counseling

Financial Management Course To Get Bankruptcy Discharge

Written by Bill Balena in Chapter 7 Bankruptcy

Financial Management Course for Bankruptcy Discharge The Financial Management course is the final step you must take to get your bankruptcy discharge. Congress in its infinite, politically motivated wisdom decided that you should take two courses. One to qualify to file for bankruptcy, and the other to qualify for your bankruptcy discharge. Each is a…

Tags: Bankruptcy, bankruptcy discharge, Chapter 13, Chapter 7, File for Bankruptcy, Financial Management course, Meeting of Creditors, motion to reopen, Prepetition Credit Counseling

PrePetition Credit Counseling Required

Written by Bill Balena in Chapter 7 Bankruptcy

Prepetition Credit Counseling Classes To qualify as a debtor to file for bankruptcy you must complete a prepetition credit counseling class. This is one of the most unfortunate requirements imposed on you by congress in the 2005 Bankruptcy law changes. The credit card lobby convinced a naive Congress that the answer to the explosion in…

Tags: Bankruptcy, bankruptcy attorney fees, Chapter 13, Chapter 7, Credit Counseling, CricketDebt, File for Bankruptcy, Financial Management class, Prepetition Credit Counseling