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	<title>Northern Ohio Bankruptcy Informationrepo | Northern Ohio Bankruptcy Information</title>
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	<link>http://ohiobankruptcysource.com</link>
	<description>Cleveland Area Bankruptcy Attorney Who Gets People Out Of Debt</description>
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		<title>X is for Xantusiidae</title>
		<link>http://ohiobankruptcysource.com/x-for-xantusiidae/</link>
		<comments>http://ohiobankruptcysource.com/x-for-xantusiidae/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 16:18:29 +0000</pubDate>
		<dc:creator>Bill Balena</dc:creator>
				<category><![CDATA[Bankruptcy Alphabet]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy lawsyer]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[File for Bankruptcy]]></category>
		<category><![CDATA[repo]]></category>

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The repo man is one of the best reasons to see a bankruptcy lawyer. I have run into two situations lately that deserve comment here. The first involved a former client. I did two chapter 13 cases, the last of which he converted to chapter 7. He had the same motorcycle through both cases. He...
Related posts:<ol>
<li><a href='http://ohiobankruptcysource.com/chapter-13-dismissed-repo-man/' rel='bookmark' title='Chapter 13 Dismissed? Avoid The Repo Man'>Chapter 13 Dismissed? Avoid The Repo Man</a></li>
<li><a href='http://ohiobankruptcysource.com/bankruptcy-and-your-cosigner/' rel='bookmark' title='Bankruptcy and your Cosigner'>Bankruptcy and your Cosigner</a></li>
<li><a href='http://ohiobankruptcysource.com/bankruptcy-7-ultra-fast-filing/' rel='bookmark' title='Bankruptcy 7 Ultra Fast Filing'>Bankruptcy 7 Ultra Fast Filing</a></li>
</ol>]]></description>
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		<title>R is For Reaffirmation Agreement</title>
		<link>http://ohiobankruptcysource.com/r-for-reaffirmation-agreement/</link>
		<comments>http://ohiobankruptcysource.com/r-for-reaffirmation-agreement/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 18:27:04 +0000</pubDate>
		<dc:creator>Bill Balena</dc:creator>
				<category><![CDATA[Bankruptcy Alphabet]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Reaff]]></category>
		<category><![CDATA[Reaffirmation]]></category>
		<category><![CDATA[Reaffirmation Agreement]]></category>
		<category><![CDATA[repo]]></category>
		<category><![CDATA[repossession]]></category>

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The reaffirmation agreement is nothing new in bankruptcy law.  It is basically an agreement that you will continue to pay on a debt, even though you have been discharged in bankruptcy.  The debt normally addressed by a reaffirmation agreement is a secured debt.  I have only done one for an unsecured creditor, but we later...
Related posts:<ol>
<li><a href='http://ohiobankruptcysource.com/reaffirmation-agreement-bankruptcy/' rel='bookmark' title='Is Reaffirming a Debt a Good Idea?'>Is Reaffirming a Debt a Good Idea?</a></li>
<li><a href='http://ohiobankruptcysource.com/keep-your-car-and-file-bankruptcy/' rel='bookmark' title='Keep Your Car And File Bankruptcy'>Keep Your Car And File Bankruptcy</a></li>
</ol>]]></description>
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		<title>Chapter 13 Dismissed? Avoid The Repo Man</title>
		<link>http://ohiobankruptcysource.com/chapter-13-dismissed-repo-man/</link>
		<comments>http://ohiobankruptcysource.com/chapter-13-dismissed-repo-man/#comments</comments>
		<pubDate>Fri, 11 Feb 2011 13:00:48 +0000</pubDate>
		<dc:creator>Bill Balena</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Auto lender]]></category>
		<category><![CDATA[break in garage]]></category>
		<category><![CDATA[Car Loan]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[dismiss]]></category>
		<category><![CDATA[File for Bankruptcy]]></category>
		<category><![CDATA[repo]]></category>
		<category><![CDATA[repossession]]></category>

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You need to avoid the repo man if your chapter 13 case is dismissed.  Previously I discussed the things that can happen if your chapter 13 case is dismissed.  I think you will agree that the worst result is the loss of your car.  We are not in the kind of community where owning a...
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<li><a href='http://ohiobankruptcysource.com/chapter-13-can-be-dismissed/' rel='bookmark' title='Chapter 13 Can Be Dismissed'>Chapter 13 Can Be Dismissed</a></li>
<li><a href='http://ohiobankruptcysource.com/bankruptcy-and-your-cosigner/' rel='bookmark' title='Bankruptcy and your Cosigner'>Bankruptcy and your Cosigner</a></li>
<li><a href='http://ohiobankruptcysource.com/dismiss-chapter-13-for-lack-of-feasibility/' rel='bookmark' title='Dismiss Chapter 13 For Lack of Feasibility'>Dismiss Chapter 13 For Lack of Feasibility</a></li>
</ol>]]></description>
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		<title>Bankruptcy 7 Ultra Fast Filing</title>
		<link>http://ohiobankruptcysource.com/bankruptcy-7-ultra-fast-filing/</link>
		<comments>http://ohiobankruptcysource.com/bankruptcy-7-ultra-fast-filing/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 17:59:36 +0000</pubDate>
		<dc:creator>Bill Balena</dc:creator>
				<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy court]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[File for Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[garnish]]></category>
		<category><![CDATA[garnishment]]></category>
		<category><![CDATA[repo]]></category>

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Need your chapter 7 bankruptcy filed in court fast? If you need to file chapter 7 in a hurry, you are in the right place.  Bill Balena is approved by the Bankruptcy Court in Cleveland, Akron, and Toledo to file your bankruptcy case electronically.  The courts switched to ECF (electronic case filing) a few years...
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</ol>]]></description>
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		<title>Bankruptcy and your Cosigner</title>
		<link>http://ohiobankruptcysource.com/bankruptcy-and-your-cosigner/</link>
		<comments>http://ohiobankruptcysource.com/bankruptcy-and-your-cosigner/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 22:11:52 +0000</pubDate>
		<dc:creator>Bill Balena</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Cosign]]></category>
		<category><![CDATA[File for Bankruptcy]]></category>
		<category><![CDATA[repo]]></category>

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In the past week I have had consultations with two different people concerning the same issue from opposite sides.  The problem involves cosigning.  One is a young man who has had some difficulty over the past years with buying and keeping cars.  The other was a parent who cosigned for an adult child.  In both...
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<li><a href='http://ohiobankruptcysource.com/will-codebtor-stay-protect-your-cosigner/' rel='bookmark' title='Will Co-Debtor Stay Protect Your Cosigner?'>Will Co-Debtor Stay Protect Your Cosigner?</a></li>
<li><a href='http://ohiobankruptcysource.com/chapter-13-dismissed-repo-man/' rel='bookmark' title='Chapter 13 Dismissed? Avoid The Repo Man'>Chapter 13 Dismissed? Avoid The Repo Man</a></li>
</ol>]]></description>
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		<title>Don’t Sign For Certified Mail</title>
		<link>http://ohiobankruptcysource.com/dont-sign-for-certified-mail/</link>
		<comments>http://ohiobankruptcysource.com/dont-sign-for-certified-mail/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 18:11:53 +0000</pubDate>
		<dc:creator>Bill Balena</dc:creator>
				<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[certified letter]]></category>
		<category><![CDATA[certified mail]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[garnish]]></category>
		<category><![CDATA[garnishment]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[notice on your door]]></category>
		<category><![CDATA[repo]]></category>

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If the postman brings you a letter by certified mail, don’t sign for it!  When is the last time good news came by certified mail?   Ever?  I didn&#8217;t think so. Caller id taught that you don&#8217;t have to answer every phone call.  You don&#8217;t have to sign for certified mail either.  Let’s think about...
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</ol>]]></description>
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