If you are a spouse. a former spouse or an ex the bankruptcy code has something for you! You figure into the scheme of things in a variety of ways. For more topic specific explanations click the links within each paragraph: Present spouse Joint bankruptcy filing Married couples can file a bankruptcy case, even if…
You finally decide to file bankruptcy. I do not expect you to be a lawyer, or to even know the law. There are two things you should never ever do financially, especially in the lead up to bankruptcy. Each basically involves debt consolidation instead of bankruptcy. When should you do them? NEVER! The things you…
Your signature declaration is the most important form Cleveland bankruptcy attorney, William Balena will file with the court for you. You probably wonder, “How can a paper that is not part of the petition package be so important?” Cleveland bankruptcy attorney, William Balena will file your bankruptcy case electronically over the internet. When I do…
Ex husband or wife filed bankruptcy and they were supposed to pay the bills. Now you are being sued, your are wages garnished, or you are suffering a bank attachment or bank garnishment, or all of the above. You need to follow the lead of one of my favorite movies, Blazing Saddles. The sheriff is…
Should there be a bankruptcy before your wedding? You planned everything else to a tee. What about your finances after marriage? I have seen a number of situations in which one or both of the newlyweds could benefit immensely from either a chapter 13 or a chapter 7 filing before marriage. In each case the…
Can a Spouse File Bankruptcy, Not The Other? What if one of a married couple needs to file for bankruptcy? Can she? I use the feminine here because in my experience it is often a wife who needs to take this step. Why would one spouse file a bankruptcy and not the other? Common reasons…